This is one of the best Schemes you can get in this industry and it would enable your covered employees to use our medical Card to receive medical services from both private and Government medical service provider who will send the medical directly bill to us for settlement.
Takaful certificate covers the risks of loss or losses consequent upon fortuitous fire out breaks to the standard coverage of fire, lightening, explosion and allied perils such as flood, windstorm, impact damage, earthquake etc. (Buildings, fixture & fittings, plant & machinery, stock in trade, office equipment, household goods and personal effects)
Takaful certificate covers the liability of the motorist for own damage , death or third party liabilities arising from the use of the motor vehicle.
Takaful certificate covers contents against Burglary/theft and the resultant damages therein of office furniture, fixture & fittings, equipments, household goods and personal effects of private dwelling house or business premises upon forceful violent entry and or exit of the premises.
WHAT IS TAKAFUL: Takaful is an insurance scheme based on Islamic Principles of joint guarantee, where a group of participants agree to mutually guarantee among themselves against a loss. If you join a takaful scheme you agree to donate a certain portion of your contribution to assist any member of the fund who has a loss. At the end of the year, in the event there is a profit (surplus), this can be reinvested or retained to reduce the subsequent years contribution or share among qualified contributors.