This is a cover that many employers take out for their key employees as fringe benefit.
Personal Accident Takaful/Insurance is one coverage that every productive person needs because we run the risk of accident everywhere – in our houses, whilst walking, traveling by car, by air, at work, etc., it is just not avoidable. Sometimes these result in death and deprive children and dependents of needed financial support, or injuries and disabilities giving rise to permanent and temporary loss of earnings. Etc. This Takaful/insurance covers the employees 24hrs around the clock and worldwide.